Buyers today always come to us wanting to know how to get started in the process.
Well, I’m not going to run through the entire process here because you can come and talk to us and a lender when you’re fully ready to buy, but I will outline some things to think about if you’re considering a home purchase this year:
Getting yourself fully pre-approved and underwritten will
save you a lot of time and potential heartache.
1. Get your finances in order. By that, I mean gather your W-2s, tax returns, bank statements, and anything else a lender might need to review in order to qualify you for a loan. We can give you a full list of required documents before you start the process. Getting yourself fully pre-approved and underwritten will save you a lot of time and potential heartache.
2. Drive through areas you like. If you don’t already live in the community where you’re thinking of buying a home, ask us to help you get more information about things like school districts, grocery stores, and shopping centers. Knowing about the area before you buy is very important.
3. Keep an open mind. It’s a good idea to prepare a list of must-haves for your future home, but it’s also wise to think about whether these things are really must-haves, or if they’re just things you want. Together, we can discuss what your needs are and orient you on how to best find your new home when you’re ready.
If you’re ready to buy a home soon, reach out to us. We’re experts in our field, and we can help guide you through the process and lend you advice whether you’re looking to buy today, tomorrow, or next year.